Texas Life and Health Insurance

Set · 2026-10

An applicant is eligible for an ACA-compliant individual major medical policy and has diabetes diagnosed before enrollment. Which statement is correct about that preexisting condition?

Select oneThe insurer must replace all medical benefits with an accidental death policyThe condition makes every Marketplace plan unavailable to the applicantThe insurer cannot exclude that condition merely because it existed before coverage beganThe insurer may impose a permanent diabetes exclusion solely because it predates enrollment

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2026-10 · 130 practice questions with explanations

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Texas Life and Health Insurance

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