Texas Life and Health Insurance
Prepare for the Texas General Lines Life, Accident, Health and HMO license with 130 original English practice questions and explanations in the 2026-10 set. Study life insurance, annuities, health and disability coverage, social insurance, Texas regulations, and HMOs. Topic counts follow the scored content outline effective September 1, 2026; every question is graded for practice. Independent study material, not an official TDI or Pearson VUE examination.
Set · 2026-10
A Texas small employer health plan renewed on February 1, 2026 is subject to Section 1501.157 as amended by SB 896. To continue a covered employee's newborn coverage beyond the initial period, by when must the issuer receive notice of birth and any required additional premium?
Questions & review
Original, independent study material. This is not an official exam paper.
10 questions on this page
A Texas small employer health plan renewed on February 1, 2026 is subject to Section 1501.157 as amended by SB 896. To continue a covered employee's newborn coverage beyond the initial period, by when must the issuer receive notice of birth and any required additional premium?
Under the Texas small employer health insurance definition described by TDI, which employee-count range generally identifies a small employer, subject to applicable counting rules?
A Texas consumer receives a Medicare supplement policy and decides during the required free-look period that it is unsuitable. What return period does TDI describe for a refund?
A Texas long-term care insurance buyer receives the policy and wants time to review its terms. What minimum free-look period does TDI's long-term care guide describe?
Where HIV-related testing is permitted in connection with a Texas insurance application, what must occur before the test under the applicable notice-and-consent requirement?
A Texas consumer compares ACA-compliant individual major medical coverage with a limited accident policy. Which statement about essential health benefits is correct?
A Texas resident wants to compare Marketplace health plans and apply for any available financial assistance for which the household qualifies. Which website is the federal Marketplace used in Texas?
A Texas HMO enrollee wants the document describing benefits, limitations, obtaining care, and complaint and appeal procedures. Which document should the agent identify?
A Texas HMO enrollee has a genuine medical emergency while away from home and goes to the nearest out-of-network emergency facility. Which statement is correct?
A Texas HMO's network cannot provide a medically necessary covered specialist service. What should the enrollee and agent do?